The AI Compliance Operating System for African Financial Services.
An experienced MLRO sitting beside your team on every investigation. Dev54 unifies inline decisioning, AI-led investigations, regulator-defensible explainability and FIU-ready filings into a single operating system for compliance — built for African banks, fintechs, PSPs and remittance.
AI recommendation · 92% confidence
File SAR — structuring pattern across 14 events
3 rules · 4 evidence cites
Trusted by pilot partners across 6 African markets
A single pipeline. Seven explainable steps.
Every transaction your rails see runs through the same defensible chain — and every step is logged, cited, and queryable by an auditor.
Your rails POST every transaction, login or KYC event to one endpoint.
The decisioning brain scores the event against the customer's lifetime baseline.
18 built-in + custom rules fire deterministically with snapshot thresholds.
The agentic investigator pulls similar cases, screening hits, evidence.
MLRO sees a narrated case with reasoning, evidence, and recommended action.
Pre-drafted narrative + goAML XML, four-eyes signed, ready to file.
Hash-anchored, cryptographically signed, retrievable for the regulator.
Your rails POST every transaction, login or KYC event to one endpoint.
The decisioning brain scores the event against the customer's lifetime baseline.
18 built-in + custom rules fire deterministically with snapshot thresholds.
The agentic investigator pulls similar cases, screening hits, evidence.
MLRO sees a narrated case with reasoning, evidence, and recommended action.
Pre-drafted narrative + goAML XML, four-eyes signed, ready to file.
Hash-anchored, cryptographically signed, retrievable for the regulator.
Not another AML platform with an AI feature.
Dev54 was rebuilt around the question: "How does AI help this compliance officer make a faster, more accurate, more defensible decision?" Every page answers that — not just the AI tab.
What does inline decisioning save you?
Drag the sliders to match your current alert volume and analyst cost. The math assumes Dev54 auto-dispositions ~60% of low-risk alerts (typical for our pilot cohort) at an industry-standard 22 minutes saved per alert.
Estimates only. Actual savings vary by typology mix and rule tuning. We can run a 30-day shadow backtest against your own data — see Book a demo.
Defensible by construction.
We don't bolt security onto a workflow tool. The compliance posture is built into the data model, the API surface, and the AI itself.
Explainable AI
Every AI recommendation cites the facts, rules, and knowledge passages it used. No black-box scores reach a regulator.
Audit logging
Every decision, override, and SAR signing is recorded with actor, timestamp, before/after state. Exportable as a regulator-ready bundle.
Multi-tenant isolation
Every business table is scoped by organisation_id. RLS policies enforce isolation at the database layer — not the application layer.
Role-based access
Roles live in a separate table queried by SECURITY DEFINER functions. Admin · Analyst · MLRO · Deputy MLRO · Platform Admin — least-privilege by default.
FIU-ready reporting
goAML 4.x XML validated against the official XSD. MLRO four-eyes signing trigger. Cryptographically signed decision passports verifiable offline.
What MLROs and engineers are saying.
"It used to take my analyst 25 minutes to write up one alert. With Dev54 the narrative, the screening hits and the recommended verdict are waiting on the page when they open it. They sign it or push back — in under three."
"The fact that every score cites the rule that fired and the customer baseline that drove it is the difference between explaining a decision to the CBN and apologising for it."
"We integrated in an afternoon. One endpoint, one SDK, and the decision came back in 38ms. Shadow mode let us calibrate for two weeks before flipping enforce."
One brain. Every event. Every customer. Forever.
Not a dashboard you visit when something breaks. A live decisioning layer your rails call on every transaction, login, payout and KYC refresh.
Inline decisioning on every event
One POST /v1/events — three modes: enforce (gate), observe (advisory), ingest (firehose). Approve · hold · block · RFI in under 50 ms, with the rules fired, the model score, and the customer-history facts that drove the call.
FIU-ready SARs
One-click Suspicious Activity Reports. goAML XML exports for the NFIU. MLRO sign-off, hash-anchored audit trail, and filing receipts.
Global screening
Sanctions, PEP, and adverse media — 200+ sources, fuzzy-matched.
Lifetime customer brain
Same-person resolution across rails, behavioural baselines, and a full risk timeline that never resets — hawk-eye on every end customer, forever.
Built for developers
Universal SDK, REST API, and MCP server. Stream a transaction, get an approve / hold / block / RFI verdict in <50ms — same call screens, scores, and files.
A real-time verdict in one call.
Drop @dev54/js into Node, Edge, Workers, or the browser. OAuth2 client-credentials, auto token refresh, retries on 429 / 5xx, full parity with the REST API.
import { Dev54 } from "@dev54/js";const dev54 = new Dev54({clientId: process.env.DEV54_CLIENT_ID!,clientSecret: process.env.DEV54_CLIENT_SECRET!,});const result = await dev54.events.send({mode: "enforce", // or "observe" / "ingest"external_id: "txn_abc123",customer_external_id: "cust_001",amount: 5_000_000, currency: "NGN",txn_type: "transfer", channel: "momo",}); // -> verdict, score, reasons, latency_ms
AI-narrated cases
Every case opens with an AI verdict, cited evidence, and three buttons: Approve & file SAR, Approve & close, Reject AI.
avg decision latency
Coverage across 8 African markets
Each country profile ships with its regulator, FIU, primary AML law, CTR threshold, KYC tiers, and dominant mobile money rails.
One brain. Every institution size.
From a single-country microfinance to a multi-market bank — pay per decision, not per seat.
Microfinance, SACCOs and early fintechs piloting the brain.
- 200 decisions / mo
- 50 KYC checks / mo
- 50 screens / mo
- 1 user
- AI investigation + SAR drafts
- Community support
Early-stage fintechs going live with monitoring + KYC.
- 15,000 decisions / mo
- 1,500 KYC checks / mo
- 4,000 screens / mo
- 5 users
- Custom rules
- Webhooks
- 24h email support
Series A/B and regulated PSPs with case workflows + SAR export.
- 150,000 decisions / mo
- 10,000 KYC checks / mo
- 40,000 screens / mo
- 20 users
- SAR / goAML export
- Priority support (4h SLA)
- 2-year audit retention
Banks and multi-country groups. SSO, dedicated success, custom SLA.
- Unlimited decisions
- Unlimited KYC & screening
- SSO / SAML
- Data residency options
- Dedicated success manager
- 24/7 priority support
Local invoicing in NGN, ZAR, KES, GHS, and more. Annual plans save 2 months. Billed via Paystack.
Plug in your rails. Let the brain decide.
Spin up your workspace in under two minutes. Stream one transaction and watch a decision, a case, and a SAR draft itself — on day one.